POWER OF ATTORNEY

_____________, the "principal," of ___________, _______, herewith

appoints ______________ of ______________, as their attorney in

fact, to act in the place and stead and with the same authority as

Principal would have to do the following acts:

To conduct any and all business regarding my deposit accounts,

loans, safe deposit box, or other banking business in regard to

the _______________________, of ____________________. This power

shall specifically include, but is not limited to the right to

deposit, withdraw, sign checks or drafts, make stop payment

orders, and to conduct any banking transactions necessary or

possible in regard to my banking relationship with the __________

________________________.

To execute a deed or other instrument of conveyance conveying my

interest in the following real property:

________________________________________________________________

To examine and to order copies of any and all of my educational

records, including both financial and student loan and health

related records, at the following college, school or other

educational institution:

__________________________ of _______________ and any branches

thereof

To represent me before the Internal Revenue Service in regard to

the following taxable years and returns:

Forms: ____________	Years: _____________

This power of attorney shall be in effect from _______________ to

_________________.

_____________________________________________________

_____________________, As Principal

STATE OF ______________

COUNTY OF _____________

_____________ personally appeared before me and acknowledged the

execution of this power of attorney for the purposes set forth

therein.

Dated: _______________________________

__________________________________________

Notary Public